Jackrabbit379 said:
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It sounds like they don't want us to have good health insurance.
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Only if you listen to the lies coming from the GOP. Just how good
IS your insurance?
You pay your premiums all your life (and those premiums are growing faster than inflation OR your wages,) then when you get sick, the insurance companies find a way to deny your benefits or minimize the procedures they will cover.
If they can tie it to a pre-existing condition? DENIED.
If they
HAVE to pay.... YOU pay ever-increasing deductibles FIRST.
THEN, if it becomes a very expensive operation or care, they
CAP the amount they will pay in any given year. You may have to wait until NEXT year to get that "life-saving" operation if you've already exceeded your coverage cap.
If you lose or change your job, and you now have a record of illness and treatments, they become "pre-existing" conditions and your "next" company plan will not cover them and/or your rates will skyrocket!
In addition to all of THIS.... you get to pay
more taxes each year to cover the cost of skyrocketing costs of Medicare for those who get it....
AND you get to pay for the "uninsured" to go to the (expensive) Emergency Room for every little cold their child gets!
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They would rather have everyone have the same insurance.
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This is called "single payer" insurance like Canada has... but, STILL is not the same as gov't CONTROLLED healthcare. Although Obama is on the record as "favoring" this simplified form of health insurance, he is not pushing it as he realizes America doesn't want it.
The current proposals would allow you to KEEP the insurance you have now. It would ALSO force the company you have to "play fair" by eliminating the practices I mentioned above. It would also make COBRA more affordable if you should lose/change jobs and need to continue your current coverage (without company contributions) while looking for another job and/or insurance policy. [Is any of this sounding really BAD to you yet?]
And lastly, it would reduce your tax burden for the uninsured by "forcing" or "helping" the majority of the uninsured to GET at least a basic policy. It would "gain" the concessions from the insurance companies by increasing the number of policies (and premiums) they would sell by "requiring" participation by those who are currently "gaming" the system.
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I don't know what difference it makes. Why does President Obama even bother with it?
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He "bothers" with it for several good reasons:
1) It will reduce death and serious illness in society by providing "preventative" care for millions who now only see a "gov't" doctor when it is too late.
2) It will increase disposable income for families (which will stimulate the economy) by REDUCING their current healthcare costs. [Catastrophic healthcare costs are the NUMBER ONE cause of individual bankruptcies today.]
3) It will STOP the practices of denial of service, benefit caps, and selective rate increases that are currently "redistributing wealth" from the Middle and lower classes to the rich insurance magnates that are giving themselves bonuses for how well they "save" their companies money by screwing their policyholders.
4) It will protect MANY of our Senior citizens from having to choose between their medications and FOOD...
5) And most importantly.... it will stem the out of control healthcare costs that the GOV'T has to pay each year, that is already the largest part of the deficit, and in future years, will ABSOLUTELY bankrupt the U.S. Government!
So, I guess he "bothers" with it because it IS the number one financial issue of our time, it is LONG PAST due for reform, and because it is the RIGHT THING TO DO.
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I don't understand it. We have more problems in the country and even the world, and he's trying to get everyone on some government insurance.
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We actually have few problems that are more important than this one... OR as costly. Gov't expenditures on healthcare are about the same as military spending... and will soon surpass it.
Healthcare cost is ONE of the biggest expenses for employers... a "job killer."
We are having obvious problems with providing healthcare for our retirees NOW. What do you think will happen when the Baby Boomers all retire and your children have to pay for our healthcare?
And... he is NOT trying to get everyone on some Gubmint insurance! NOR is he trying to "take over" American healthcare! The GOP fearmongers are LYING to you, at the very least... DISTORTING the truth, to protect the profits of the big insurance companies that are padding their wallets... AND to deny a Democratic victory in such an important arena because it would be the death of their "party of NO."
As for the "so-called" fines and imprisonment? I'll discuss this more later. But, it is more lies and distortions from them. Put it this way.... if you are a truckdriver making about $40,000 a year with a family of four, and you don't think you can afford to have insurance (and your company doesn't offer it,) you would be "helped" to afford it. And if you REFUSE the "help," you would pay less than $500 a year in "FINES" to avoid going to jail. And for that minimal "FINE," you could continue going to the emergency room with your ENTIRE family..... at MY EXPENSE.
Wabbit, I chose YOUR post to offer this response to because I KNOW you are a man of common sense and basic concerns. What do you think? Does this sound like the "socialist" takeover you've been told about? Or does this sound like what the average American has been wanting for years now?
Hobo