Dave Ramsey

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  #31  
Old 07-28-2007, 07:58 AM
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We're Debt Free!

OK, I just wanted to brag a little. Our house is paid for; our two rental properties are paid for; cars, too;.....my wife signed up for social security (she's 62), but I'm going to work until I'm 65 - maybe a bit longer because of SS timing.....

Follow Daves advice; you'll be glad you did.
 
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  #32  
Old 07-29-2007, 09:45 AM
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Dave Ramsey is a jerk who makes his money off people who are in debt and I don't like him. He sells an idea to get out of debt, does everyone succeed that buys his book? Not, so he feeds off of people who need help aka a leach. I think people are better off sending their money off to Anthony Robins or buy a Dr Phill book and make a real life change or lose some weight!

Which is better? Weighing 300 lbs, 210/180 bp, high cholesterol and living in misery and stressed out because you are trying to save every penny or losing weight, getting a better job because you more ambitious and living without a care enjoying life with $30k in credit card debt?

You can't take your money with you when your 6 feet under in a pine box so why not live life and enjoy life instead of trying to lead a life of hoarding money?

just a thought................
 
  #33  
Old 07-29-2007, 10:52 AM
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Originally Posted by ben45750
Dave Ramsey is a jerk who makes his money off people who are in debt and I don't like him. He sells an idea to get out of debt, does everyone succeed that buys his book? Not, so he feeds off of people who need help aka a leach. I think people are better off sending their money off to Anthony Robins or buy a Dr Phill book and make a real life change or lose some weight!

Which is better? Weighing 300 lbs, 210/180 bp, high cholesterol and living in misery and stressed out because you are trying to save every penny or losing weight, getting a better job because you more ambitious and living without a care enjoying life with $30k in credit card debt?

You can't take your money with you when your 6 feet under in a pine box so why not live life and enjoy life instead of trying to lead a life of hoarding money?

just a thought................

What's better, get divorced and have your kids grow up in a single parent home because you and your spouse can't get your act together when it comes to finances or work through it and have a stronger family in the end? What's better, putting a bullet in your brain because you are in so much financial difficulty that you can't see any other way out? Or get yourself on a budget, live within your means and start enjoying life again?
I could go on forever.
Maybe you don't give a sh*t about paying your bills on time. Maybe you are one of those who would rather go to the track or the casino with this month's car payment or utility bill or mortgage payment? I mean what the hell, it's only money right?

Who is going to pay that $30,000 credit balance when you lose your job or get injured and can't work anymore? You are probably one of those who would file bankruptcy without batting an eye because, hey, everyone else is doing it why not me?
 
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  #34  
Old 07-29-2007, 11:07 AM
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Originally Posted by Karnajj
Originally Posted by ben45750
Dave Ramsey is a jerk who makes his money off people who are in debt and I don't like him. He sells an idea to get out of debt, does everyone succeed that buys his book? Not, so he feeds off of people who need help aka a leach. I think people are better off sending their money off to Anthony Robins or buy a Dr Phill book and make a real life change or lose some weight!

Which is better? Weighing 300 lbs, 210/180 bp, high cholesterol and living in misery and stressed out because you are trying to save every penny or losing weight, getting a better job because you more ambitious and living without a care enjoying life with $30k in credit card debt?

You can't take your money with you when your 6 feet under in a pine box so why not live life and enjoy life instead of trying to lead a life of hoarding money?

just a thought................

What's better, get divorced and have your kids grow up in a single parent home because you and your spouse can't get your act together when it comes to finances or work through it and have a stronger family in the end? What's better, putting a bullet in your brain because you are in so much financial difficulty that you can't see any other way out? Or get yourself on a budget, live within your means and start enjoying life again?
I could go on forever.
Maybe you don't give a sh*t about paying your bills on time. Maybe you are one of those who would rather go to the track or the casino with this month's car payment or utility bill or mortgage payment? I mean what the hell, it's only money right?

Who is going to pay that $30,000 credit balance when you lose your job or get injured and can't work anymore? You are probably one of those who would file bankruptcy without batting an eye because, hey, everyone else is doing it why not me?
I do just fine without Dave Ramsey. Yeah, I have debt. But I sleep pretty good knowing I can pay my bills. The only time I start to stress is when I don't have enough to put in savings after paying bills.
 
  #35  
Old 07-29-2007, 11:31 AM
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  #36  
Old 07-29-2007, 11:50 AM
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Originally Posted by ben45750
Dave Ramsey is a jerk who makes his money off people who are in debt and I don't like him. He sells an idea to get out of debt, does everyone succeed that buys his book? Not, so he feeds off of people who need help aka a leach. I think people are better off sending their money off to Anthony Robins or buy a Dr Phill book and make a real life change or lose some weight!

Which is better? Weighing 300 lbs, 210/180 bp, high cholesterol and living in misery and stressed out because you are trying to save every penny or losing weight, getting a better job because you more ambitious and living without a care enjoying life with $30k in credit card debt?

You can't take your money with you when your 6 feet under in a pine box so why not live life and enjoy life instead of trying to lead a life of hoarding money?

just a thought................
Dude, you have issues! I know of HUNDREDS of families in the Austin area through our church and other Austin area churches who are NO LONGER in debt thanks to Dave Ramsey's class and books.

I guess those people are jerks like Dave, right? :roll:
 
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  #37  
Old 07-29-2007, 11:54 AM
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Originally Posted by greg3564
Originally Posted by ben45750
Dave Ramsey is a jerk who makes his money off people who are in debt and I don't like him. He sells an idea to get out of debt, does everyone succeed that buys his book? Not, so he feeds off of people who need help aka a leach. I think people are better off sending their money off to Anthony Robins or buy a Dr Phill book and make a real life change or lose some weight!

Which is better? Weighing 300 lbs, 210/180 bp, high cholesterol and living in misery and stressed out because you are trying to save every penny or losing weight, getting a better job because you more ambitious and living without a care enjoying life with $30k in credit card debt?

You can't take your money with you when your 6 feet under in a pine box so why not live life and enjoy life instead of trying to lead a life of hoarding money?

just a thought................
Dude, you have issues! I know of HUNDREDS of families in the Austin area through our church and other Austin area churches who are NO LONGER in debt thanks to Dave Ramsey's class and books.

I guess those people are jerks like Dave, right? :roll:
Greg, your problem is that you hang around with the wrong crowd. What's the fun of being responsible with your money? You need to go out there and buy a bunch of crap that you want but don't need. You'll feel so much better. :wink:
 
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  #38  
Old 07-29-2007, 12:29 PM
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Originally Posted by ben45750
Dave Ramsey is a jerk who makes his money off people who are in debt and I don't like him. He sells an idea to get out of debt, does everyone succeed that buys his book? Not, so he feeds off of people who need help aka a leach.

Ben45750;
:roll: :roll:
You are the victim of your own disorganized thinking.

You fall, you tear a ligament in your knee....physical therapy is excruciatingly painfull....but with each step you take, you literally become one step closer to healing.....

....or, do it your way, call your surgeon and your physical therapist jerks, refuse to suffer the pain, refuse to undergo the therapy that you so desperately need, .....now, when your knee doesn't heal, when your abilities are restricted, and when the latent pain persists, just blame the surgeon and the therapist who were just out to get your money......
......those LEACHES who FEED of of people who are suffering!!


I think people are better off sending their money off to Anthony Robins or buy a Dr Phill book and make a real life change or lose some weight!

Which is better? Weighing 300 lbs, 210/180 bp, high cholesterol and living in misery and stressed out because you are trying to save every penny or losing weight, getting a better job because you more ambitious and living without a care enjoying life with $30k in credit card debt?

You can't take your money with you when your 6 feet under in a pine box so why not live life and enjoy life instead of trying to lead a life of hoarding money?

You are correct.....you CAN'T take your money with you when you die.....but when you are left in failing health, trying to scrounge by on Social Security, spending half of your days trying to find doctors who are willing to receive Medicaid patients (which actually cost them money!!).....when you can no longer afford your prescription meds, you'll sit back and blame "the system" for "doing you wrong"!!

just a thought................
Try thinking a little harder, please....not for my sake, but for yours!!
 
  #39  
Old 07-29-2007, 01:08 PM
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Originally Posted by Useless
You are the victim of your own disorganized thinking.
Really? I wasn't aware that I even was a victim?
 
  #40  
Old 07-29-2007, 01:29 PM
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Originally Posted by greg3564
Dude, you have issues! I know of HUNDREDS of families in the Austin area through our church and other Austin area churches who are NO LONGER in debt thanks to Dave Ramsey's class and books.

I guess those people are jerks like Dave, right? :roll:
Dude, I don't have issues. Debt is not this evil thing, you act like having debt is like having cancer. Debt is unavoidable if you want to provide nice things for your family such as buying a house or a nice car. The problem is that people don't have the willpower to save money, live within their means (yeah I know, Dave Ramsey uses that line) and pay their bills. They are the ones with issues, not me.
 

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