[RostyC]

Look around guys........... everything seems to be constantly going up in price. Mechanics Labor, Tires, Parts, Food, Taxes, Insurance.........WAIT! Maybe not Insurance

I just received my renewal quote for insurance (liability, cargo)and it dropped $957.00 over last year. :thumbsup::smokin:

Last year was my first year in this business, well actually October 20 was my first load but it was Sept.22 when I secured ins. First year premuim was 6954.00. This year is 5997.00.

I've been a good boy! Didn't hit a thing or a people (not for lack of trying :lol:, I'm kidding), nothing fell off the trailer, (there was that insulation that tried to escape off the back but I lassoed it back in. ) So for my efforts I'm finally rewarded with a break in cost! My repairs this year were astronomical so it's nice to get break. Oh I'm feeling good. :lol:

I'll be accepting way to go's, atta boys, pats on the back, and of course the ole Indian head rub all week long, then it's back to business as usual.

[chris1]

Somebody will be holding their hand out for it. I went down 5-6% each year for the last five years. See what happens in december. Of course my medical went up 7-8% at the same time.

[RostyC]

Originally Posted by chris1

Somebody will be holding their hand out for it. I went down 5-6% each year for the last five years. See what happens in december. Of course my medical went up 7-8% at the same time.

Oh no doubt in my mind that some one will come along and grab it, that's why it's only a week long celebration period.

BTW..... you forgot my attaboy. :lol:

[chris1]

attaboy

[RostyC]

Originally Posted by chris1

attaboy

Hey Thanks! you shouldn't have.

[salbo]

you guys should give GEICO a call.There rates are 1/2 what Progressive wants for a new owner-operator

[SickRick]

Originally Posted by salbo

you guys should give GEICO a call.There rates are 1/2 what Progressive wants for a new owner-operator

For TRUCKING LIABILITY or bobtail? Progressive ONLY WRITES 500 mile radius for new (newly CDL licensed) O/O's. Need to have you license for more than 1 year to be considered by other companies for 48 state insurance (they consider it nice if you actually DROVE that year and had experience, not just the issue date on the CDL).

Rick

Oh, Attaboy on that rate reduction... What kinda cargo you carry?

[luckyky00]

I pay $120 a month for bobtail insurance..not sure if this is high or decent rate...never checked around just got the insurance through the company I'm leased onto...

[GMAN]

Atta boy, RostyC. It is nice when something goes down. By the way, I have found that it pays to check around on rates each year. While some go down, others may go up.

And Luckyky00, you may want to check around for your bobtail. $120/month seems a bit high. If I remember correctly, most rates seem to fall somewhere between $30-60/month with most carriers. If you are a member of OODIA you might check their rates.

[RostyC]

Originally Posted by SickRick

For TRUCKING LIABILITY or bobtail? Progressive ONLY WRITES 500 mile radius for new (newly CDL licensed) O/O's. Need to have you license for more than 1 year to be considered by other companies for 48 state insurance (they consider it nice if you actually DROVE that year and had experience, not just the issue date on the CDL).

Rick

Oh, Attaboy on that rate reduction... What kinda cargo you carry?

Just general flatbed freight.... lumber, rebar, small equipment, plywood, heating units here lately (i like these, light as a feather). There's a mix of other stuff but this is the usual.

Thanks for the attaboy.