[Darin Younce]

This truck has a headrack , it is built like a tank so no problem with it breaking . As far as height , yep its up there , gotta make a measure pole to check load height. Lady at ins told me just a week or so ago they had to pay for a new audi I believe.

[Darin Younce]

Finally got all ins . Cargo was a bugger to get being that I am new . Now I can see the light at the end of the tunnel ( still dim though) I know I posted about getting ins before was not clear on all needed . I have both
general liability and Cargo which will run 6600.00 per year . This figure
is suppose to be correct after being told several other figures. The reason for the difference's was amount of coverage was not fully decided on till now . I had gotten General Liability first and they ( Progressive) filed with the FMCSA as of this am. My cargo is supposed to be filed within 48 hours but I bet with the weekend , it will be pushed back till wed or so .

[GMAN]

Do you have auto liability or general liability? There is a difference. I believe you mean auto liability.

[Darin Younce]

Sorry it took so long to get back to you. Well this may sound like I am uninformed somewhat but I applied over the phone and wrote down ( scribbled ) what the agent told me. We talked about liability, on hook, garagekeepers and a bunch of otherstuff. She fully understood that I was hauling cars and we talked in great depth about coverage on the cars I would haul . The ins company also filed on the Safer web site a filing under BIPD and showed my coverage to be 1000000.00 . I know that the threshold for commercial coverage is usually 750000.00 but the price was not much different so I got 1000000.00. Now without sounding stupid what is the difference between auto and general . Now I am a bit worried!

[line_transporter]

Once I saw a car hauler doing his thing.. it seemed like a fairly demanding job.. you have to actually walk along that tiny-narrow cat walk and hook the car's axles with chains. I suppose there's also a lot of planning involved, because if you take off all the cars in the back, you've got a load that's over-weight on your drives; or if you do the reverse, there's too much weight sitting on the trailer axles :? But they certainly are compensated for their work :arrow: :wink:

[Bigmon]

Auto liability would cover you for accidents that happen in or near your truck.

General liability would cover for things at your place of business like if someone slips and falls, false advertising, accidently burning down your neighbors office, etc.

[Darin Younce]

LT,no doubt this will ba a demanding job. This truck is a rollback with headrack 28 ft bed and wheelift. I have three winches , but will also carry wheelstraps for some applications I hope your are right in that
compensation will be worth it . I am not greedy but like anyone else would nice to make a decent living . Thanks Bigmon, I am sure that I have the correct coverage I need just a bit mixed up on the lingo .

[Darin Younce]

I just checked my status on the SAFERWEB site and all filings are in and accepted ( was expecting the Cargo to be filed no earlier than MON but it was filed today) and my status is pending . Any predictions on how long till I am active? Thanks in advance for any replies. Darin

[GMAN]

It usually takes a few weeks to get your authority back. The Feds need to advertise that you have applied for authority and see if anyone objects. At one time your potential competitors could prevent you from obtaining authority. In recent years it is merely a formality. I believe it took about 6-8 weeks for me to get mine back, but that was a number of years ago. I believe Steve Booth got his back in a shorter time.

[Darin Younce]

Thanks GMAN, Hope it is a bit sooner . I checked several sites that said
anywhere from 30 to 45 days. The FMCSA site says 4 to 6 weeks . and went on to say the biggest delay was with the BOC-3 and insurance not being filed correctly.I have both of those and hopefully they are correct
so maybe it wont be so long. I had one filing service call me and said for a 60.00 fee ( which was a part of a 990.00 fee ) they could have my authority expideted. I wonder about this.