I don't know what is so hard to understand in all of this.
The loaders/helpers would fall under two possible categories.
They are either "contractors" as in independent temp help the mover is using to get the job done and are paid under a 1099, in which case they would not have to be paid overtime, assuming the hours spent on the job even met over time requirements, because more often than not they are probably paid by the job.
Or they are actual employees of the motor carrier whose job as a driver's helper/loader would make them exempt from the overtime provisions as set forth by the federal department of labor because loading a truck is considered a safety sensitive function.
In either case the loaders are not
REQUIRED to be paid overtime. That does not mean that their employer can not pay them overtime wages if the employer chooses to do so.
This is all based on
FEDERAL labor laws. State labor laws could possibly paint a different situation.
As far as being paid a rate per mile, instead of an hourly wage, to and from the actual job site, this could be viewed as nothing more than a "bonus" of sorts. Many professions do not actually start to pay a worker until they are actually at the site where the work is going to be done. Construction workers is one such profession that comes to mind where this is often done.
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I work in an office and get paid a salary.
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I assume your salary is based on "X" amount of hours worked each week or month as most salary positions are. So what happens if you have to work more than that in the time frame your salary is based upon? Do you get overtime for it or do you get to take the time off the next week or do you just have to "eat it"? If you do get to take time off the next week is it straight time off or is it time and half off?
IMHO, salary positions are often just another way for employers to screw employees out of wages. I was stupid enough to work salary jobs twice, never again unless there are provisions for what happens when I work more hours than my salary is based on.