On a per mile basis, I would bank around 15 cents a mile for maintenance, more if the truck has recurring issues. This year, on my 2013 FL with about 593,000 miles on it, my cost has been around 13 cents a mile for all maintenance. But I am very proactive when it comes to maintenance. I could probably have gotten by with spending less, but I demand my truck stay in peak form all the time. No letting things slide.
Having a good chunk of change already in the bank to start off would be very prudent. Seems when buying a used truck, there will almost always be issues that crop up right out of the gate. $10-$15k would be a reasonable amount.
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