I think the speeding ticket may be more trouble than your spotty work history, you're not only going to have to explain the gap but also sell that explanation. Be upfront and proactive, include the explanation with your paperwork and most of all make sure it's always the SAME!
BTW, how have you not filed taxes in at least 4 years?
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"A free people ought not only to be armed and disciplined, but they should have sufficient arms and ammunition to maintain a status of independence from any who might attempt to abuse them, which would include their own government.” George Washington
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