Ditto the Dave Ramsey info, even though I had straightened out most of my mess by the time I started listening to him. He and his call in listeners helped motivate me on the last stretch of paying off my last debts. The man is a multi millionaire who also was went bankrupt in the real estate market and the most important thing I learned from him was the hell with credit reports,, as Dave so proudly boasts he has a 0 credit score since he owns no credit cards and doesnt buy anything unless he can pay cash for it. You can even get a mortgage without a credit score.

I have never heard of a trucking company checking credit score unless it was armored cars or security type freight like munitions or such.