Sounds like you're going into this "eyes wide open" which is a very good thing. Between the two, I'd probably go with Swift. I don't say that based on knowledge of either company. I just believe it would be less stress and hassle to start out pulling dry vans as opposed to reefers.
Beyond that, if you find you want out after the first year, you may need to do some hard looking around. A lot of companies won't hire you if you are under 23, sometimes 25.
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"I'm back out on that road again, I'll turn this beast into the wind, there are those that break and bend, I'm the other kind." -S. Earle
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