life lock is for someone who wants to throw away $10 a month, when you can do it yourself. although i do applaud them for being upfront and honest about it on their website.
the problem with putting "fraud alerts" on your credit report is that the 3 major bureaus may not abide by them. the ultimate lockdown is a
credit freeze. and of course that has disadvantages, one being only for certain states, another being convoluted to implement, and as the bureaus like to tout, time consuming to remove since we all
need to have our credit history available to anyone 24/7. :roll: a little planning is all you need to make it work. for example don't start it if you plan on looking for another job or switch cell phone providers.
before you do anything get your
free credit report here