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i guess we know where coastie stands. i think we would all do better to put the hatred aside, work together, and support whoever is in charge. lets quit playing the blame game, and lets fix this. we are broke, lets get put back together. what really makes me sick is all of the racial jokes going around about our new president. c'mon, it is 2009 people...we are all the same, and we are all in this boat together. amybe i missed the news that coastie saw, when did we in the last two days comfort the enemy...last i heard we bombed pakistan, a country known for harboring terrorists. who cares what bush, clinton, bush 1, or reagan did. that is the past, lets fix now for the future.
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Originally Posted by 4GIVEN
(Post 434968)
Our economy has been spoiled too long by credit. People have to get used to paying for stuff with cash, and I dont see that being a bad thing. But its gonna take a while for it to turn around.
I think companies need to get the idea of credit and history out of their head as well.. people have cash to spend but don't necessarily have the credit to purchase stuff these days but companies still insist on seeing their history. if you ask me thats ludacris. I was going to make mention of requiring good credit to get a low insurance rate but i'm not going to touch that one. My wife and I fell behind when we went to driving school unfortunately and I think now its starting to hit our reports. Anyways, my wife was stranded 2 days ago in California due to a fallout with her trainer and when she called the company they offered to pay her up to the cost of a bus ticket. she found a few car rental companies, which would have been cheaper than the bus ticket for a 1 way rental.. but because she was going to pay debit card.. WHICH IS AN IMMEDIATE WITHDRAWL, they ran her credit and denied her because of our recent past, even though we have a nice cushion in our account, then had the balls to tell her "if you had a credit card we wouldn't have run your credit." We have a card but its a small limit and not enough to cover the cost of the card... a bullcrap situation if you ask me. so yeah, if americans need to get the idea of paying with cash companies need to reciprocate and stop checking credit every time they turn around... i think the loose lending practice before helped start this but the now tightwad mentality (i.e. needing a 700+ score to get anything.. trust me i checked) surely isn't helping us pull out of it. |
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