Yes I can. The 2.64 or 3.55 is the "final drive ratio" which is the ratio of how many times the driveshaft turns vs. the tires. 2.64 turns of the driveshaft, and the tires turn once.
Primarily transmissions come in a "direct drive" or "overdrive" flavor. Here's some ratios:
Transmission Manual HD
Compare the direct drive 10 speed (final ratio 1:1) to the overdrive 10 speed(final ratio .75:1)
In first gear:
14.8 X 2.64 = 39.072:1
11.6 X 3.55 = 39.263:1
In final gear:
1 X 2.64 = 2.64
.75 X 3.55 = 2.6625
If you took these two trucks there's no way you could tell a difference just by driving them. They would shift exactly the same.