right now i have a fujifilm f10. i had a f700, just out of warranty when the lcd screen went pink. i sent it in for repairs and they ended up giving me a brand new f10 with an original warranty as a repacement for free.
you won't regret having one with you, it can save your butt.
i had backed into an outside dock that had a large overhang and an unlevel parking lot. unknown to me the overhang sloped down and was lower than 13'6" on the right side. yeah, you guessed it i hit it and tore a piece of the soffit. you could see where it had been hit numerous times in the past. i took pics to prove exactly how much damage i did and that i wasn't the only one who hit it. came in handy for the insurance company when the claim came in. pics tend to keep people honest.