I am in the process of buying my first truck a 1985 FLC Freightliner to do logging with. My question is this: I am going to carry physcial damage on the Truck just in case something happens and it gets wrecked, either by me, or hit by someone else.
The insurance company is asking me to give them a dollar amount of how much I want on it. They told me that they would only pay what the Truck is valued at, not how much I have on it ???
That doesn't make sense to me, but anyway, how can I find out what this Truck is actually worth