What does "Living on the Down Low" mean?

I have never heard it before. It sounds like you are talking about watching your expenses and spending as little as possible. Perhaps someone else has more input. :?

no clue-must be another California term

Mabye it's the same as layin' low.

I have heard this term used before in finance class in collage, but it may have other uses, GMAN is correct about spending and expenses, but let me
go over what the class taught. Living on the down low was a way of life,
you did not use credit cards to buy anything, only kept one credit card
for emergency expenses, you did not get loans for anything but a modest
house, and you took a good look at all your bills, you do not need all the
extras that the phone & cable TV offer and charge big for. You bought only
on sale items and used coupons as much as you could for what you did use. If you wanted something new you saved and paid cash for it. The class taught us to live on 70% of are take home and save the other 30%. Not at all easy in are I want it today society, but if you are tired of trying to keep up with the Jones or are buried in bills, how you spend your money and what you use it on may need a good looking at. Plus a big lifestyle change may be in order.

..

we don't have any black people up here so how the hell am I suppose to know this? :?
I know all about laying low for awhile though :P

My guess was going to be..a term having it's roots in "Ebonics".

If WildBob is correct, I was thinking in the right direction any way.

WildBob is correct. That's exactly what it means. I work in Brooklyn NY, plenty of black folk up here.

"Street-wise" WildBob you're right!

I read about this in the print edition of Latina.com and couldn't believe it!

So I went to Google.com and typed: living on the down low

-and man, I still can't believe it!

I kinda sensed there was 'hidden' reason to all this Aids epidemic.

What else can I say, -I'm speechless!

God Bless, AND stay on The Up 'n Up?