I listen to Dave Ramsey all the time. I started on his baby steps and love his teachings and his beliefs. He talks about American debt and American problems because his show is based for people in America but as a Canadian I've gained a lot of valuable advice I don't think I could have got anywhere else. There's no show like this in Canada. They all talk about going into debt and do lots of investing. I'm not into shows like that. I want a show that tells it like it is and gives us the truth about credit cards.
Dave Ramsey cares about the people he teaches and reaches. He'll send them through FPU if he feels lead to. He tries to help people through his ministry. I think he is a stand up guy. If there were more people like him in the world. We'd all be Christians and out of debt