attaboy duly noted GMAN thank you.
I think next year I'll shop it around, I like the policy from Northland though. I think after two years with (hopefully) no claims I should see another significant drop. Then after that not much of a drop. What do you guys think? I got to thinking last night, if I use trucker math my savings is probably somewhere in the neighborhood of 16 to 1700? |
Our insurance renews in September. Our agent always shops rates every year. Our company, Great Western has been returning some spectacular reduced rates this year according to our agent. Sure hope so! I don't know if I want to spend another $30,000 on insurance in this market. Thats for 4 trucks and trailers, General Commercial Liability at $1 million and $200,000 Cargo last year.
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Northland seems to come down each year for about 3 or 4 years. A friend of mine who runs his own authority had his rates reduced this year. Northland is rather strange in the way they do their rates. They will go up on rates if you have driver turnover whether there are tickets or claims or not. If you run your authority with a single truck and not drivers I think you should be able to get a discount. Insurance companies will use any excuse to go up on rates. |
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Great West has always been high on quotes for me. I think it depends on where you base your business. $30,000 seems a little high for 4 trucks. Hopefully, you can find a better rate this year. |
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Troublemaker......... :lol: |
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I can understand if a driver has less than 1 year experience total. It doesn't make sense that a driver who has less than a year with a new company would have a higher accident rate just because he changed carriers. He is driving the same type of equipment and likely hauling the same type of freight. They never mentioned that a new driver with experience is more likely to have an accident just because he changed companies. |
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