Quote:
Originally Posted by DavidP
Dilemma!
Most of the carrier companies offer: - 401K
- Choice of medical plans
- Health Savings Account option
- Dental, vision and prescription coverage
- Health care reimbursement account
- Dependent care reimbursement account
- Voluntary Driver Disability
- Sign up bonuses
and so on...
and then they offer 45-50ct per mile / 1100-1500$ per week
All of these things costs around 600$ per week.
Would you rather have all of those benefits, or would you rather earn 2000/2500$ per week and choose which benefits to order out of your pocket.
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even when i was younger than i am now, i always wanted benefits, as they add up over time.
as if a person is very young, and no family, maybe THAT person would rather have the money, but herein lies a problem, NO ONE even considers...
"Pre-existing health conditions"
so suppose a nice healthy young person now needs to be on meds for something like high blood pressure, ok, maybe diet, exercise will lower that BP, but it will be documented when it was first diagnosed.
suppose nothing but meds work to lower the high BP, bam.."pre-existing conditions".
now suppose that same person needs an operation say maybe a bad valve in the heart? what to do when one needs in excess of $200,000 for open heart surgery?
suppose one gets hurt AT HOME, not on the job, say hurts his back, BAM.."pre-existing conditions" again.
so in my opinion, get all the bene's one can at even a young age, then if a problem arises, he/she is covered for the cost of health care, otherwise, MANY health benefits companies DO HAVE a waiting period to get on them, but if i recall, one MUST STILL pay for them!
kinda sucks when you pay for your benefits but still have to wait the probation period.