im 44 and doing ok in life, but would like todo a little better (get some good health benefits and retire with something in life) and really considering doing some truck driving.

my next question is should I goto one of these company sponsored schools, like Swift... or Pay?? I really don't have all the money to put up for a school or have very little chance in financing, I could come up with 1000-2000 with little problem, but not 3000+

Thanks for any feedback

Any company that 'pays' for your schooling will be paid back a couple times over by YOU. If there's anyway possible pay your own way even if you have to beg a family member for the money. Many companies offer a tuition reimbursement plan that will help pay that back.
If you do sign up for company training be prepared to work at a lower than normal pay rate for a year or more and your locked into that contract! If you leave for ANY reason they expect immediate payment.
Do a little research on here about CR England's school and read about some of the students, you can thank me later

You're on the fence.

Don't do it!!!

Investing in a career at coolie carrier trucking is a crap shoot. At best.

Settle down and enjoy the lifestyle you have.

Coolie carrier OTR driving is far, far, far from the life solution that you are looking for.

Which state do you live in? Some tanker companies will reimburse the tuition to you. Not difficult to make $65K in tankers for a new cdl grad.
Couple of union companies that hire new cdl grads are Nick Strimbu Inc. and PI&I Motor Express. Healthcare benefits for driver and family are cheap.

In ONE WORD: NO!!

Check around to see if there is a local community college or state vocational school. Tuition should much less expensive than private schools. A carrier sponsored training program is another way to get your training. But, they usually required you to commit to at least 1 year to work for them.

Investing either your time (to attend a paid CDL training school/job) or your money (to attend a private trucking school) is certainly tellsubway worth your investment. Attending a well chosen truck driving school, can pay off many times over.

I don't think it's ever too late to become a driver unless you're in your 70s. If you like it, do it. It's also an opportunity to see the world and visit many countries. I choose ideas for my trips by reading a blog about the world at https://samplius.com/free-essay-examples/world/. I like the fact that you can find many examples of good places. In the same way, you can also work and enjoy the beauty of the world.