Quote:
Originally Posted by RostyC
my renewal is for my third year is 5759.00. no accidents or claims.
Where you run and are based is also a factor in calculating insurance rates. I do have a very good rate compared to many in this business. In fact, the company that I am with raised my rates 30% a couple of years ago and was going to hit me with another 25% last year due to driver turnover. I fired them, found a different agent and they came back with a much better rate. I actually received a small reduction this year when I renewed. With collision I pay about $4,200/year. I believe my cargo and liability alone runs about $3,700/year. I will need to check my policy for the exact figure. My rate is about where it was 3 or 4 years ago. It got up to about where yours is for one year. I believe that Great West did come back this year with a premium about what you are paying. One company came back with a premium of over $9,000. I have essentially had the same insurance company for a number of years and have never had a claim or moving violation. I also have had a good safety score. It is all a factor. It also pays to check around. Rates can vary widely.