Maybe someone here has been through this. Worth asking I suppose.
I have a lot of debt, not going to be able to pay off the way it's going these days. I used up all my reserves trying to stay afloat the last couple of years. Surprised I lasted this long to be honest. Going to lose the home in a few months, no doubt.
I'm looking at starting over as a company driver. Is it in my best interest to file bankruptcy beforehand? With the bankruptcy law change a few years ago, am I looking at a mandatory repayment plan of some sort?
I sure wish I stayed as a company driver years ago.