where are these o/o's making all this $$$$$$

They're getting all this "money" by not hauling general freight, watching their expenses, and keeping their overhead down.

This is after mortgage,car payments truck payments,medical insurance, college fund, braces,clothes for the kids, income tax, not to mention 8 grand for social security?

Most of them don't pay any of that, rent and truck payments, some don't even have to pay rent :lol:

If they aren't paying mortgage payments, or rent payments...they are living out of their trucks? Kind of a pathetic way of life, and if that was the case, retirement planning is probably the last thing on their minds....

Is it not possible that one has their house paid off?

Most people should have it paid off by the time they're 40.

That's an awfully broad statement :lol: Just what is the median home price in Winnipeg? :shock:

With a (standard) 30 yr mortgage, that means you need to be 10 yrs old when you buy to pay off when you're 40.

Now I that would be a GREAT way to spend one's allowance and paper route money

Generally speaking..NOBODY is going to have their house paid off by the time they are 40. Very few people go the route of a 15 year mortgage, and at that rate, they would have to be into the house by the age of 25, which most people are not. Again, this is MOST people..there are exceptions, and there are people who pay their houses off early, but we are speaking of your GENERAL o/o who runs for $1.40 or so a mile (some get more, some get less, but I'm trying to be "down the middle" with this.) That person is not going to be able to have a paid off house (that is anything more than a single wide trailer), while making a tractor payment, possible trailer payment, insurance, fuel, kids, drivers wages, saving money, paying misc. bills etc. Just not feasible, unless his/her spouse has a very well paying job.

30 yr mortgages are standard now!?

That's lunacy.

If you cannot afford a home on a 15 yr mortgage, the home should not be bought.