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As an independent, you don't have preventables, but not paying attention and having to many accidents can have your insurance increase dramatically, or actually having the insurance company drop you, when the renewal time comes.Too many claims,like cargo claims can hurt you pretty bad.
One of my friends is in the car business, and because he had like two claims a year on his cars that he transports(minor claims) and a high speed ticket in his POV(18 miles over the speed limit, really ouch!!!) had his insurance drop him at the renewal time.Then he barely qualified with another company with like 16-18 thousand a year.This year he was pissed cause if he had that ticket like 10 miles ovr the speed limit,he would qualify with an insurance company for like 4 thousand less a year. |
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You must maintain an accident register that includes: Date Time Preventable/non preventable Location Fatality y/n Citation issued y/n Injury y/n Any vehicle towed y/n Hazmat involved y/n |
Chris....what you are saying is kinda true....BUT....the accident register is only for DOT reportables. This is when you enter the info you just mentioned. DOT reportable is for accident resulting in death, towable, or injury resulting in immediate medical treatment.
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Just looked in my DOT letter audit and you only need a accident register for the past 365 days.It doesn't say anything about preventable /non preventable, which makes me believe is more of a mega carrier thing for the newbie drivers:thumbsup: |
I stand corrected. The revision of 7/04 eliminated the requirement for citations and P/NP. The others listed still remain. There is a "catch all" wording that states "additional entries that may aid identifying trends in the company's accident and loss situation".
The records must be retained for three years from date of accident,not one year. |
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