What company do you get your health insurance from?
I'm looking to see what plans are out there.
I know none are great but looking for one that is reasonable and fair. Reasonable cost for reasonable benefits. |
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I think I used einsurance.com but I ended up with GoldenRule which is from United Healthcare. It was $186 a month and was a good plan. We get it free now from the wife's work.
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Government of Canada.
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BCBS Blue Advantage - Rates are high but not as high as United Healthcare. I am reallygoing to watch this thread as the rates for my family are killing me. Thinking about going with an HSA come January.
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One thing you need to keep in mind with health insurance is to make sure it is readily accepted by many doctors and hospitals.
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BCBS
I'd suggest refraining from filling out any quote forms online- I did that recently when I was shopping around for a better rate and I've been overwhelmed with spam in my inbox- netquotes was the offending site. We used to have our health insurance through OOIDA but they underwrite for a no-name insurance company (it HAS a name, but no one has heard of it) and the rates just kept going up and up and they changed my deductible from $1000 to $2500 and the rate was the same- they did it without my permission. I looked around and BCBS was actually $100/month LESS than what I was paying through OOIDA. This was a few years ago. |
I pay $547 per month for a single policy with BCBS PPO plan. I think the HMO is $35 cheaper. I can go to any doctor any time I want without permission.
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Thank you all.
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Try Farm Bureau. They have pretty good rates by catering to the agriculture community. Anyone can be a member for about $40 a year and have access to some pretty decent buying power on insurance. They work thru a number of insurance companies including BCBS.
At least an option you can look at. |
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