another idea, is talk to your auto insurance if you have coverage, cause items was stolen from your car. My insurance covers that stuff and don't take on to your premium. I just thought of it and it might help you and then they can go after him with better luck. BOL

Skills

Here is some information from the FTC that might explain liabilty on credit card and atm card theft.

http://www.ftc.gov/bcp/conline/pubs/credit/atmcard.htm





Credit, ATM and Debit Cards: What to do if They're Lost or Stolen

Many people find it easy and convenient to use credit cards and ATM or debit cards. The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer procedures for you to use if your cards are lost or stolen.

Limiting Your Financial Loss

Report the loss or theft of your credit cards and your ATM or debit cards to the card issuers as quickly as possible. Many companies have toll-free numbers and 24-hour service to deal with such emergencies. It's a good idea to follow up your phone calls with a letter. Include your account number, when you noticed your card was missing, and the date you first reported the loss.

You also may want to check your homeowner's insurance policy to see if it covers your liability for card thefts. If not, some insurance companies will allow you to change your policy to include this protection.

Credit Card Loss or Fraudulent Charges (FCBA). Your maximum liability under federal law for unauthorized use of your credit card is $50. If you report the loss before your credit cards are used, the FCBA says the card issuer cannot hold you responsible for any unauthorized charges. If a thief uses your cards before you report them missing, the most you will owe for unauthorized charges is $50 per card. Also, if the loss involves your credit card number, but not the card itself, you have no liability for unauthorized use.

After the loss, review your billing statements carefully. If they show any unauthorized charges, it's best to send a letter to the card issuer describing each questionable charge. Again, tell the card issuer the date your card was lost or stolen, or when you first noticed unauthorized charges, and when you first reported the problem to them. Be sure to send the letter to the address provided for billing errors. Do not send it with a payment or to the address where you send your payments unless you are directed to do so.

ATM or Debit Card Loss or Fraudulent Transfers (EFTA). Your liability under federal law for unauthorized use of your ATM or debit card depends on how quickly you report the loss. If you report an ATM or debit card missing before it's used without your permission, the EFTA says the card issuer cannot hold you responsible for any unauthorized transfers. If unauthorized use occurs before you report it, your liability under federal law depends on how quickly you report the loss.

For example, if you report the loss within two business days after you realize your card is missing, you will not be responsible for more than $50 for unauthorized use. However, if you don't report the loss within two business days after you discover the loss, you could lose up to $500 because of an unauthorized transfer. You also risk unlimited loss if you fail to report an unauthorized transfer within 60 days after your bank statement containing unauthorized use is mailed to you. That means you could lose all the money in your bank account and the unused portion of your line of credit established for overdrafts. However, for unauthorized transfers involving only your debit card number (not the loss of the card), you are liable only for transfers that occur after 60 days following the mailing of your bank statement containing the unauthorized use and before you report the loss.

If unauthorized transfers show up on your bank statement, report them to the card issuer as quickly as possible. Once you've reported the loss of your ATM or debit card, you cannot be held liable for additional unauthorized transfers that occur after that time.

WTG Ben, good research.

every single state in this Country has Legal Aid which you can get for free or on a Income based fee

Thanks for all the help, and advice on the whole bank deal everyone. The major problem it seems is the fact they got the pin number. Nobody knew the pin, but like I said, it was a family friend, and maybe he over heard it, or knew that it was the last four numbers of Chris's SSN, and since they stole all the information, they just figured it out. But them knowing the pin is what the bank is having a problem with, and I don't know if the above mentioned laws or rules cover that specifically. I know I was done wrong, and had nothing to do with it, if I did, why am I pressing the police for an arrest, especially to a so called friend. I won't stop, I will keep pushing, and pushing, and I will get someone behind bars, and my money back(even if I have to spend it all to get it back, it would be worth it) in the end. Again, thanks for all the support, I had gave up until I posted here and got all the positive comments.

I had to get some shopping done for the house, and truck, but wound up leaving around 1pm. I made it to Glasgow, found my pre-loaded trailer that required no tarping, dropped my empty, and went to hook up to the new load. Backing into the kingpen didn't go to smooth though(they used a yard dog to put the trailer there, and they have hydraulics that lift the trailer pretty high before they lower the landing gear) because when I backed up, the kingpen jumped the 5th wheel, and ended up between the 5th wheel and the cab.

At first I thought it would be a simple thing, lower the landing gear, put some dunnage under the pads, raise it up again, lower the air suspension and pull out. Nope, not that simple, the "parking lot" was very uneven, and I couldn't get the trailer high enough, it still lacked about an inch no matter what I done. So I had to cut the wheel to the right, pull up 2 inches, cut to the left, back up 2 inches about a hundred times, lol. But I finally ended up in a jack knife position where the kingpin wouldn't touch anything as I pulled away.(thankfully nothing was parked close by, whew)

I backed up where the trailer could rest on the 5th wheel while I removed the dunnage, cranked it back up, and finally hooked it. Sounds like a big deal, but it only took about 20 minutes to do everything, and it could have been faster, but I got out 50 times to make sure I wasn't going to touch anything as I maneuvered around. If it had been a paved lot, it would have been much easier, heck if it were just level it would have made a world of difference.

I am hauling tubes of metal like you would use to put in a ditch for a driveway to cross, so the load is light, but you can't crank down on the load because it's easy stuff to crush. I don't like that, I like the straps to be nice and tight, but the load specifically said to be gentle, so I just check every strap when I stop to potty, eat, or fuel just to be sure(heck I do that anyway, so that's no big deal either).

I finally finished up, and hit the road again, but shortly after getting back on the interstate, I was coming out of a construction zone, I think around the 104mm, and there was a pretty bad wreck involving a truck, it looked to be a rollover, I hope he/she was ok, I hate seeing wrecks(and as a driver you will come across a lot of them) cause they are just a reminder of the daily risks of a mechanical malfunction, or plain and simple driver error. Keeps you on your toes though.

I was wanting to make it past Indianapolis, and shut down, since that would be a little better than the halfway point, but the night was going so well, I went ahead and shot for Gary to shut down at the yard. This will allow me to tackle Chicago traffic whenever I want to, so that is good.

Anyway, that is where I end my day, on to Marshfield tomorrow!

It will happen to everyone at some point!
No good excuse to have the pin jump the 5th wheel!
A real good cure that will work......G.O.A.L.!! :wink:
Use it everytime!!
I've done it....twice!! @%**%@! :lol:

Yep I done it once. Switch woke me up at 2 am after I went to bed at 1 am and had been driving like 18 hours.
We have Volvo's and Freightliners, we 'know the code' of which ones/styles are higher or lower than our own truck.
Well I dunno who this guy was but he showed up in an International, apperantly it was MUCH higher than my own truck. :oops: That woke me up!

A quick way to fix it is to tilt the fifth wheel forward and put a piece of 4x4 or other dunage under the end, drop the air (if applicable) and drive out from under it. If you can, try and raise the landing gear alittle more. Just be sure to get the front of the fifth wheel lower than the kingpin.
You're right Freebird, G.O.A.L. works like a champ.

Another good day today. It's nice when you can just drive all day, and when you don't have to "drive hard" or are pressed for time, it was enjoyable. The only thing that would have made it better would have been warmer weather, I can tell that I am a southern girl, lol.

Nothing major to report, Chicago was no big deal, I came through around 9am and the traffic was very light compared to other times I have been there. As I got into WI, I found out that trucks aren't allowed on certain roads while the ground is thawing, never heard anything like it, so I called dispatch to make sure the roads to the terminal were ok. They didn't know, so I spent about a hour trying to figure it out. It seems as though one of the roads I was routed through was limited access on one end, and good to go on the other, but nobody knew which was which. I called my trainer to see if he knew anything, and of course he did, I don't think there is a question he doesn't know the answer to.

Anyway, I made it to the terminal just fine, and decided to wash the truck and take a shower. I was supposed to take the load about 20 minutes away to the consignee in the morning, but got a qualcomm around 7:30 telling me to drop the trailer at the yard, and call my dispatcher in the morning, so I figure I will have another safety meeting, or maybe a drug test or something before I get my next load. I just hope it doesn't take too long cause since I didn't get my reset at home, I am really low on hours.

I will only have around 5 hours tomorrow, but will pick up 10 and a half on Tuesday, and should be ok from there on out, at least till the weekend. I am not used to missing my reset and hope I don't screw anything up in the logs, though I am confident I won't.

Sorry there was nothing more exciting to write about, but at least it wasn't a bad day. Only thing is that I have been thinking it was Monday all day, so now my days are gonna be screwed up all week long most likely, lmao. Anyway, take it easy everyone!

navguy05, better than a 4x4 is just a plain old soda can under one of the ears of the fifth wheel. This is the same as what you're saying, but the soda can will smash if needed as the king pin comes back over the fifth wheel.

Novacane, another good tip for you would be to back to where your fifth wheel is just fully under the king pin plate. Then get out, hook your air lines, and crank up the landing gear till they are just off the ground. Then back fully under the trailer until the king pin is locked in place, then do a test pull to check hook up. And finally get back out, visually check that the jaws are locked, finish cranking up the landing gear, and do one last walk around. This method will prevent jumping the fifth wheel, make it easier to crank the landing gear up if you're not 100% straight under the trailer (the landing gear will not be stressed to either side), and insure that you are fully locked and ready to go.