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Cool Hand
Joined: 03 Oct 2006
Posts: 15
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| Posted: Tue Oct 10, 2006 11:50 am Post subject: What would payments be on a new truck? |
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I was at the Volvo dealer and he wouldn't actually give me a good idea of what monthly payments would be for a new ($135k) truck. "Credit application blah blah blah..."
But really now: to purchase a $100,000 truck, what would payments be? I'm thinking about $2000/mo? Assume zero down just for the sake of argument. |
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geomon
Joined: 13 Jul 2005
Posts: 579
Location: Sacramento, CA
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| Posted: Tue Oct 10, 2006 11:57 am Post subject: |
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Go to any loan rate calculator on line and play with the numbers.
Here's just one of many:
http://cars.com/go/advice/financing/calc/loanCalc.jsp |
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Cool Hand
Joined: 03 Oct 2006
Posts: 15
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| Posted: Tue Oct 10, 2006 12:00 pm Post subject: |
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| I really wish I had a good reason for why I didn't think of that... :? |
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Rev.Vassago
Joined: 04 Apr 2006
Posts: 5369
Location: Green Bay, WI
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| Posted: Tue Oct 10, 2006 12:06 pm Post subject: Re: What would payments be on a new truck? |
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Cool Hand wrote: I was at the Volvo dealer and he wouldn't actually give me a good idea of what monthly payments would be for a new ($135k) truck. "Credit application blah blah blah..."
But really now: to purchase a $100,000 truck, what would payments be? I'm thinking about $2000/mo? Assume zero down just for the sake of argument.
At least $2100 per month. |
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rank
Joined: 02 Oct 2006
Posts: 1265
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| Posted: Tue Oct 10, 2006 12:43 pm Post subject: |
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| one thing I'm learning is this: if you can't afford to buy the truck outright, you can't afford the truck. Insurance and interest cut into the bottom line too much. |
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NascarFan
Joined: 18 Sep 2006
Posts: 307
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| Posted: Tue Oct 10, 2006 1:57 pm Post subject: |
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| About $2,400 month with 0 down and 8.5% intrest. |
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Big John
Joined: 23 Jun 2006
Posts: 160
Location: Oklahoma
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| Posted: Tue Oct 10, 2006 10:33 pm Post subject: |
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| $135,000 for a Volvo :shock: |
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tfmotors
Joined: 14 Apr 2006
Posts: 419
Location: Oregon
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| Posted: Tue Oct 10, 2006 11:36 pm Post subject: |
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| Payments would be high. :shock: |
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Mackman
Joined: 14 Sep 2005
Posts: 2295
Location: Concordville PA
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| Posted: Wed Oct 11, 2006 5:39 am Post subject: |
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Big John wrote: $135,000 for a Volvo :shock:
i was thinking the same thing a 135M(gman) for a volvo what a rip off my .02cents |
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geomon
Joined: 13 Jul 2005
Posts: 579
Location: Sacramento, CA
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| Posted: Wed Oct 11, 2006 8:41 am Post subject: |
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Big John wrote:
$135,000 for a Volvo
i was thinking the same thing a 135M(gman) for a volvo what a rip off my .02cents Quote:
Are you equating the cost of a truck with the fact you don't like the "look" of it? You pull the skin off of any of any Kenny, Pete, Volvo, or Freightshaker and what do you see.....driveline components all made by the same select group of companies (we'll leave off the Volvo engines in this discussion). So why should a Volvo be "cheaper" than a Kenworth? They all use outsourced suppliers for the major and costly components. The only differences would be cost of labor to build them and the design and fit of the "skin" components. In fact based on comments I've seen on the ride and noise levels, Volvos rate among the best. |
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Mackman
Joined: 14 Sep 2005
Posts: 2295
Location: Concordville PA
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| Posted: Wed Oct 11, 2006 10:31 am Post subject: |
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| your right geomon but i just see more money in a 379 or a w900. Nice long hoods s/s air cleaners you know the little chrome things. Am sure they will have better re sale valve to. But like i said that's just my 2 cents. if i was going to spend that type of money i would just get a long hood but that's just me. |
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Cool Hand
Joined: 03 Oct 2006
Posts: 15
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| Posted: Wed Oct 11, 2006 10:34 am Post subject: |
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I know...Volvos are expensive. But I am star-struck by their full-sized sleeper cabs. I mean, a bed that turns into a table, a running-water pull-out sink, the supposed quietness...Guess I'm a sucker for that kind of thing.
So the next question is, how many miles does one of these $135k trucks need to have before it's sold as a used truck for under $100k? |
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Rev.Vassago
Joined: 04 Apr 2006
Posts: 5369
Location: Green Bay, WI
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| Posted: Wed Oct 11, 2006 2:32 pm Post subject: |
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Cool Hand wrote: I know...Volvos are expensive. But I am star-struck by their full-sized sleeper cabs. I mean, a bed that turns into a table, a running-water pull-out sink, the supposed quietness...Guess I'm a sucker for that kind of thing.
So the next question is, how many miles does one of these $135k trucks need to have before it's sold as a used truck for under $100k?
According to Truckpaper.com, about 200,000 miles. |
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NascarFan
Joined: 18 Sep 2006
Posts: 307
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| Posted: Wed Oct 11, 2006 5:07 pm Post subject: |
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| It depends a dealer trying to sell it probabbly about 150,000mi but if you try to sell it about 1,000mi. |
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Sonny Pruitt
Joined: 02 Sep 2006
Posts: 449
Location: Mahwah,NJ
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| Posted: Wed Oct 11, 2006 6:11 pm Post subject: |
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Cool hand
Come here
Closer to the screen
A little closer
BANG!!!!!!!!!!!!!!!!! (as I hit you over the head with a frying pan)
Look around at all the Volvo's that are owned by the Mega fleets (including Ryder etc)
Do you think they paid 135k?
Who in their right mind is going to give YOU 100k for a used truck when they dump their used Volvo's on the market? week after week
and chances are you have the same white with black trim paint scheme?
Go to the truckpaper and see what a 3 or 4 year old Volvo is getting
You will lose your shirt
2003 770's are going for 60k
0 down on 135k? no chance |
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