Gman, and others o/o questions

[solo379]

Just wondering, where do you guys get so cheap health ins?
Cause my cost me almost 7 grand(me and wife), and next year suppose to jump 36%! :shock:
Also, if you run NE section, be prepare to a hefty toll bill. Last year, I've paid around 6 grand, and I'm only running 80-90,000 miles a year! :wink:

[sidman82]

I beleive he means single person policy. I'm not sure. But I know I pay around $780 a month for family coverage. That's regular insurance, not one of those protection plans you can get a lot cheaper.

[GMAN]

Now the question is, how easy is it to get freight for $2.00 a load?

It depends on where you run, what you haul and how good you negotiate. This time of year it is more difficult to get that much for every load. Getting the better rates during winter months can be something of a challenge. It takes a lot more effort to get the best rates when times are slow or freight is down. It is a cycle. Of course, if it were that easy, then we would not be having this discussion. :wink:

[Rev.Vassago]

I beleive he means single person policy. I'm not sure. But I know I pay around $780 a month for family coverage. That's regular insurance, not one of those protection plans you can get a lot cheaper.

That's insane! What kind of deductible do you have? My medical and dental runs $522.86 per month with a $1000 deductible, for a family of 4.

[kblickster]

We pay 750 a month for a family of 4 with a 2500.00 deductible. Sucks bad! Just got a letter this week that it will be increasing to 975.00 a month for the same coverage. Time to look into and HSA.

[RostyC]

7 to 9 Grand :shock: for that price the doctor should follow you around giving you check ups at the top of every hour!

[usedup]

Wait and see what you will pay when you get to be over 60. Just before I got on Medicare, I was paying over 1200 for me and my wife. thats with a 2500 deductable and no frills. The insurance companys look at it as their last chance to suck you dry. :evil:

[GMAN]

Those are high premiums. If you think your premiums are high now, just wait until we get national health care. If Hillary gets her way, the FREE care will cost a lot more than what you are paying now. :shock:

[usedup]

High rates....yes. Keep in mind all insurance companies are not created equal. When I was shoping I aked local people I know in the health field. Some companies will fight you tooth and nail to avoid paying. Read all the fine print.

I agree with you G-MAN, about Hillary. This country can not afford her.

[sidman82]

Rev, remember I'm in NY. Rates for everything are high. I am trying to get Healthy NY coverage. It's around the $500-$600 mark. Also I have no deductable. Just my office co-pay. 5 people on mine.

[Ridge Runner]

Those are high premiums. If you think your premiums are high now, just wait until we get national health care. If Hillary gets her way, the FREE care will cost a lot more than what you are paying now. :shock:

Great minds think alike! :wink:

I pay $550 per month for BCBS PPO for just myself. I guess I should consider myself lucky. My old job is letting me stay on there policy just as long as I pay the premium.

[DD60]

Operating costs without driver income would be around 1.15 a mile if there is no truck or traler payment. With the way the rates are here in Tx it seems next to impossible to even average 1.60 a mile with any equipment. :shock: The cost of everything goes up and the rates go down. Go figure.

[solo379]

The cost of everything goes up and the rates go down. Go figure.

Market readjustment! Too many trucks, not enough freight. Something got to change...

[cutout]

i'm setting here reading these messages to my wife trying to get enough courage to take the big plunge as an o/o and she hollars out "let the wife work for insurance purposes" is that a real woman or what?!!!!!!!

[LOAD IT]

i'm setting here reading these messages to my wife trying to get enough courage to take the big plunge as an o/o and she hollars out "let the wife work for insurance purposes" is that a real woman or what?!!!!!!!

Thats what I do and she works for Blue Cross, Blue Shield. Tell her it will payoff in the end, whenever that is

In New Hampshire and probably other states, some companies are allowing people to insure what they call, "Their significant others" as in gay partners or live in boyfriends or girlfriends. This has become a pretty good side income for a lot of people. I know of two single women who insure a person who isn't their boyfriend or anything for $100 per month.