If your uncle had rental/downtime on his physical damage his insurance would pick up that cost including the deposit but then he would have to subrograte to his company.(responsible for the deductable untill/if/when they recover)
The fact the other insurance is willing to pay the rental upfront is a plus. They are not going to rent the truck in their name,that is why he has to come up with a deposit. They are under no obligation to pay anything untill there is a total/final settlement cost.
Not to be harsh but if you operate strictly on cash with no credit these things can happen.
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